Apologies for the lack of updates.

I think ultimately Instagram really live up to its name “INSTA-GRAM”. I insta so much grams I think I’m literally overly-attached to leaving all my updates over there since it’s convenient and instantaneous!

However… that being said, I’d still wanna come back to this space cuz this space is a space where I can share about the insights of my life more in depth and about my thoughts cuz I’d still think not as much “traffic” is projected here so there’s slightly more “privacy” here than being too “socially exposed” in my Instagram itself lol. Sounds abit ironic huh? Well nuff said.

Here I’d just like to share about what I’m currently doing. Recently, I’ve read an article about Investment which I myself also wanna share about how legit Stashaway can be too. You may also like to refer to this link and check out what are the platforms available that you might now know of. I know everyone’s skeptical about making investments especially being very green in the early days of your 20s but after reading up quite a fair bit, let me determine some conclusions I made for myself and just a disclaimer here on whatever content here has no intention of influencing you into any decision making, neither am I promoting the platforms with any sort of benefits from the organisations I may seem “committed” to. Not a financial planner/consultant here in case you’re wondering too (laughs).

After entering into adulthood i.e. working life, we might come to realize the real value of money and the importance of savings which it will then ultimately lead you into thinking of how and what you can do to make your savings grow. Having said that, there’s no hard rule on how much you should allocate your salary into savings vs investments but it’s always good to practice prudent financial planning by allocating more percentage to savings than to investments since investments are subjected to risk and has no certainty. As such, I would like to share how I manage my risk and how i allocate my salary in terms of percentage. Say for eg (just a random figure). I earn 2k a month. After deducting living expense of say 1k, I’d then left with 1k. I will allocate $700 to savings and $300 to my investment portfolio on monthly basis as I’m holding a very conservative mindset and never put too much into investing if you’re not financially stable because you never want your investment to fail on you and that could mean you’d find yourself landing into liquidity issues. I personally feel that Stashaway is a good platform for me because unlike traditional advisors who charge high fees and offer one-size-fits-all investment packages, StashAway offers low-cost, intelligent, and personalised investment advice specific to your goals and financial situation. They use advanced technology that maximises intelligence through complex algorithms that consider your personal goals, economic cycles, and market performance. Designed by expert investors to manage portfolios, StashAway is a more efficient alternative to a traditional advisor. Additionally, StashAway has no minimum deposit, no lock-up period and no withdrawal fees, and offers a very intuitive digital platform to keep track of your investments.

And if you’d like, here’s the link to connect you in creating an account with Stashaway. What’s even more enticing, for each friend you refer, you can get up to $10,000 SGD managed for free for 6 months. So start early or else you miss out the chances of earning that extra pocket money for yourself!

Be back to share more when there’s more results! Stay tuned!

Happy investing! But do remember to practice prudence in investing 🙂